Many years ago I lost a hard drive that had no backup, since then I have gone over the top.
1: All my photographs are stored on a MyCloud server that continuously backs up to a portable hard drive plugged into it. Every couple of weeks or so I swap out the portable drive with another. The one not plugged in is kept in my desk drawer at work. The server and plugged in drive are in a fireproof safe in the house.
2: The photo folders on the server are duplicated on my Mac which uses time machine to back up to a portable drive permanently plugged into it.
3: All my SD cards are downloaded to a WD Passport drive before they are downloaded to my computers. I also take this drive when I travel and back up my cards to it every evening.
4: All my processed photos are uploaded to my Amazon Prime account, partly for backup, partly to use them as a screensaver on the TV's in the house.
5: All my processed photos are also copied to the hard drive of a PC I use to monitor my security cameras, this PC also uses them as a screen saver so they are being displayed all the time.
6: I tend to keep my photographs on the SD cards until the cards are about full.
To conclude, my images are on 7 different hard dives, one of which is always offsite, one cloud account and quite possibly an SD card as well. I haven't lost a photo in over 20 years.
